Processing time begins through the time ICB gets the application kind. Please enable as much as 5 business days to process.
Your credit file will be provided for you by post вЂ“ postage time is certainly not within the processing time above.
Although ICB endeavours to stick to the processing times stated earlier, please be aware that under information Protection legislation, ICB are allowed as much as one month to process a credit card applicatoin.
let’s say there clearly was a error back at my report?
Mistakes can and do happen. They may be brought on by either you or your loan provider.
Your loan provider may have decided to allow you to postpone re re payments for a period of time but forgot to alter the report it delivers to ICB. For legal reasons, banking institutions need to ensure that information they hold or give to other people in regards to you is proper or over to date. So that you have actually the best to insist which they correct any wrong information on you.
If you learn a blunder on your own credit file you have actually the directly to have it rectified. Please be aware that ICB cannot improve your credit score until a loan provider instructs it to do this. To speed up the rectification process, it is advisable to contact the financial institution straight to question them to amend the info which they registered on ICB associated with your loan. The user will likely then advise ICB to really make the appropriate changes. ICB may also help you in this procedure. Nonetheless, for you, you can consider making a formal complaint and referring the matter to the Office of the Data Protection Commissioner if you experience problems or delays, or if your lender fails to put things right.
10. Could I get bad credit details taken off my report?
All loan providers must make provision for a genuine and report that is truthful of loan repayment pattern. Continue reading Processing time for Application forms. Imagine if there was a error on my report?